Melissa Ruiz

NMLS # 1858323

407-914-8456

melissar@credimaxusa.com

Melissa Ruiz Mortgage Loan Officer

Blog

Merry Christmas

Merry Christmas

With Christmas fast-approaching, all of us at Credimax Lending Group would like to wish you a Merry Christmas! We hope that this week you'll be surrounded by family, friends and loved ones while enjoying time together and making great memories.  It’s been

Dec 22, 2022 |

How To Avoid Being House Poor

How To Avoid Being House Poor

Since buying a home is one of the biggest financial investments most people ever make, if you're are not careful, you can get in over your head. This can result in a status of being “house poor,” or spending way more on housing costs than you can afford.

Dec 20, 2022 | Refinancing a Home

How to Buy a Home in Today’s High-Priced Market Without a Six-Figure Income

How to Buy a Home in Today’s High-Priced Market Without a Six-Figure Income

According to a recent report from Redfin, as of October 2022, in order to afford a “typical home” with the median monthly mortgage payment of $2,682, a buyer would need to earn at least $107,281 to be able to afford the loan. While prices may have slowed

Dec 13, 2022 | Purchasing a Home

The Ultimate Mortgage Pre-Approval Document Checklist

The Ultimate Mortgage Pre-Approval Document Checklist

If you’re ready to buy a home, before you even start going to see properties, it is a good idea to obtain a preapproval letter from your mortgage lender. Especially in a competitive housing market, sellers will take you more seriously if they see you alre

Dec 06, 2022 | Purchasing a Home

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